Welcome to Emerging Markets 2026 Enrollment
(AF Group, Emergient, Senior Health Services, RSMU and Corporate Functions)

All 2026 benefit elections MUST be made within 30 days of your life event (new hire, add/remove dependent, loss of coverage). If you do not elect benefits during your new hire/open enrollment/ life event enrollment period, you will be ineligible to elect another plan until the 2026 enrollment period. No exceptions.

For 2026, we continue to offer a highly‐comprehensive healthcare package offering a range of care, with various deductible and copay levels. More information, including the comprehensive benefit overview guide, plan and cost comparison tools and informational sessions is available throughout this site to help you make the best benefit choices for your lifestyle.

All Employees will make their 2026 elections in Oracle

Please follow the instructions below to review and make your elections in Oracle. When accessing Oracle, be sure to use Chrome or Edge, not Internet Explorer.

You will need to have the following information to complete the enrollment process:

You are required to provide this documentation in Oracle by going to Me > Benefits > Pending Actions and uploading the forms indicated in your Pending Actions upon completing your enrollment.

For questions, contact your benefits team via the following options (Available Monday – Friday from 8 a.m. to 5 p.m. ET):