Welcome to Emerging Markets 2026 Enrollment
(AF Group, Emergient, Senior Health Services, RSMU and Corporate Functions)

Step-by-Step Guides

• New Hire Enrollment Guide
• Accessing Open Enrollment Platform
• Accessing Benefits Confirmation Statement
• Update Beneficiaries
• Update HCFSA and DCFSA Contributions
• Update HSA Contributions
• Uploading Proof Documents

Qualified Life Event Guides

• Adoption
• Death of a family member
• Dependent removal
• Divorce
• Expectant mothers
• Having a baby

Plan Comparison Tools

• NBU plan comparison tool
• BU plan comparison tool

FAQ

• Click here for the GLP1 FAQ
• Click here for Commonly Asked Questions for employees leaving EH

HSA Max Out Guidance

• Click here for NBU HSA Max Out Guidance
• Click here for BU HSA Max Out Guidance

Supplemental Conversion/Potability Applications

• Conversion application
• Portability application
• Portability/conversion Comparison

Webinars

2026 Employee Benefit Programs Overview

• Watch the recording

HSA educational webinar: Level up your HSA – Pro tips to spend, save and invest for the future

• Nov. 4 at 1 to 1:30 p.m. Register here

Select the best plan for your family: Human Resources webinars for BCBSM and EM employees,

• Watch the recording

Benefits explained: FSA and DCFSA: A webinar to help broaden your awareness of these health savings options

• Watch the recording

Office Hours

Employees can use the Team’s chat function to connect with an HR Benefits representative during these times to ask general questions. These optional office hours will be available from Nov. 11 through Dec. 1. Register for these office hours by visiting Enterprise Learn.

• 1 to 3 p.m. Nov. 11
• 9 to 11 a.m. Nov. 13
• 11 a.m. to 3 p.m. Nov. 18
• Noon to 4 p.m. Nov. 20
• 1 to 3 p.m. Dec. 1

Additional NBU Benefits

• Employee Benefit Overview
• Gender Affirming Services
• Family Building
• Travel Concierge Member Guide

Maven

Family building, maternity, parenting and menopause programs are available to you and your dependents enrolled in an Emerging Markets health plan at no cost.

These Maven programs are available to you:

• Family Building: This program supports pre-pregnancy health and provides guidance for other paths to parenthood, such as fertility treatments, surrogacy and adoption. You also have access to Maven Wallet where you can request reimbursement for some surrogacy and adoption expenses.
• Maternity: This program provides personalized care navigation, on-demand support and education during pregnancy and postpartum. It’s for the pregnant person and covered spouse or partner.
• Parenting and Pediatrics: This program helps guide and support parents raising children.
• Menopause: This program provides instant access to expert advice and resources for anyone on your plan experiencing physical and mental health symptoms related to menopause.

Enroll in any of these programs here.

2^nd. MD

2nd.MD connects you with expert second opinions so you can feel confident in your healthcare. When facing a new diagnosis, surgery or medication change, our extensive network of top specialists can help you understand your diagnosis and the latest treatment options.

2nd.MD services are available at NO ADDITIONAL COST to you and eligible dependents as part of your employee benefits. Ready to schedule your second opinion consultation?

 Visit: www.2nd.MD/eh

Call: 1-866-887-0719

Wallet Cards

• Blue Dental
• Blue Vision
• Videos

For questions, contact your benefits team via the following options (Available Monday – Friday from 8 a.m. to 5 p.m. ET):

• HRRequest@emergentholdingsinc.com
• 517‐708‐5400